Hola Me acordé hace meses salió la noticia de que en Steam se podia ahora pagar con cuentas nacionales (de hecho me enteré acá). Resulta que traté de comprar un juego hoy, y según las instrucciones, para pagar de esa manera hay que seleccionar "Mastercard (Nacional)" como medio de pago. El problema es que cuando trato de pagar, si bien al lado donde dice "Aceptamos los siguientes metodos de pago seguros" me salen los logos de Mastercard, Visa y American Express con banderita chilena (aparte de los logos de bitcoin y Visa y Mastercard sin la banderita) por lo que asumo que no quitaron la opcion de usar tarjetas nacionales, pero en el menú para seleccionar el medio de pago, solo me aparece Visa, Mastercard y Bitcoin (ningun método "nacional"), por lo que no puedo proceder con la compra (me exige los datos de alguna de esas tarjetas internacionales). Traté desde 2 computadores distintos y desde mi cel, siempre el mismo problema. Quería saber si alguien habia podido efectivamente comprar en Steam, o si alguien mas que tuviera la plataforma pudiera revisar a la rapida si a uds les aparece la opcion de Mastercard Nacional y soy yo el que por algun motivo estoy cagao, o si ya no se permite. Revisé mi cuenta y sale como registrada en Chile, y no uso proxies ni nada que enmascaren el origen de mi señal. Me tiene apurado porque esta el Civilization V Completo de oferta a 5 lucas hasta el lunes y estoy urgido por comprarlo, hace N que lo quiero jugar pero no estoy ni ahí con pagar las 22 lucas que vale normalmente jaja. Googlié hasta el cansancio pero no encontré ninguna solucion (o siquiera una referencia a alguien con el mismo problema). Saludos EDIT: Ok, como actualización para dejar claras las respuestas: 1) Para comprar juegos directamente, Steam no tiene las opciones nacionales. Sin embargo, como dijo ffuentes, al elegir cargar la Steam Wallet (agregar fondos a tu cuenta Steam para usar estos en las compras), las opciones si salen. Desgraciadamente, perdí la superclave asi que no pude hacer la transferencia. Plop! 2) Hice el experimento con bitcoins, siguiendo las instrucciones de giszmo y gracias a su amable donación de 6 mil pesos. Cargué los 6 mil a mi Steam Wallet, con un costo de comisión de 0.02 USD. No entiendo como chucha es la matemática detras de esto, pero me cargaron los 6 mil a Steam, incluyendo la comisión, y quedé con un saldo de 0.04 USD en mi cuenta de bitcoins. En el historial de transacciones de la app, dice que mi ingreso (el regalo de giszmo de 6 lucas) fueron 8.79 USD, y que mi gasto (el cargo de 6 lucas a Steam + comision) fueron 8.75 USD, por lo que no se si el dolar bajó muy levemente de precio justo en la hora que pasó entre que me dieron la $$ y que la gasté, pero bueno. Nada que decir respecto a la transacción misma, super rapido, comodo y facil (en especial comparado con usar tarjetas): Seleccioné bitcoin como medio de pago, me tiró a la pagina donde se hace la transaccion, y me dio un QR Code (esos como códigos de barra del futuro) y una clave para hacer la transaccion. Simplemente escaneando el QR Code con la camara de mi cel (sin necesidad de usar la clave) la transacción se realizó perfectamente y se confirmó en menos de un minuto. Las transacciones en sí (una en cada página de las que puso giszmo para que puedan comprobar ambas): Esta sería el cobro de la comisión Este sería el abono de 6 lucas a Steam Salió todo bien y hasta me quedo gustando esto del Bitcoin, voy a tratar de cachar mas al respecto. Ahora por fin podré cumplir mi sueño de comprar mi juego mas deseado del año: Me refiero obviamente a Panzermadel: Tank Dating Simulator, lo mas cercano que lleguaré en esta vida a tener sexo con un Panzerkampfwagen IV. Mil gracias a todos por su ayuda, voy a agregar esto al OP también.
I've wanted to write this post since a while, because I know quite some people who are invested in Ethereum or other blockchain projects and are unable to explain it in "easy" terms to people who have absolutely no idea what it is all about. To be clear: I'm not saying people on this sub don't understand it. But understanding it and being able to explain it are two vastly different things, and I think that being able to simply explain the technology makes a huge, huge difference in the long run, as much for yourself as for the other people. First of all: don't mention the price until the end of your explanation. One of the biggest pitfalls is to start off by explaining how the price went up by 5000% in two months and then trying to give some kind of half-shaddy explanation of why it is completely justified that will just make you come over as some kind of Madoff-related family member. Start from the roots: Bitcoin. Why was Bitcoin related? What "simple" issue did it solve? The transfer of money, over the internet, straight from person A to person B, without an intermediary, and without having to trust the other person. In real life, this is easy. When you hand over a 20$ bill to someone, he knows you actually have the money, and he knows you weren't able to spend it before. Over the internet, that was impossible. You had to pass through a bank or at least a trusted third party that would handle the transaction. So in 2009, Bitcoin was created. Bitcoin worked, in very simple terms, in the following way: whenever someone wants to send a transaction, it will be sent to all the other people on earth who are part of the Bitcoin platform. Every single person will verify in a big ledger, that holds the history of all the transactions ever made, if the person sending the money actually has it, and has the right to spend it. If the majority of people agree with the transaction, it will be accepted as valid and added to the book, to the end of the "chain" -- and that's where the term "blockchain" comes from. This way, it's actually even more secure than going through a bank, because to "hack" the system, someone would need to have control of more than 50% of the computers, and in the current Bitcoin platform, that is practically impossible. Now, there are two main issues: a) why couldn't someone just easily simulate being 51% of the computers in the world and fake transaction and b) why would people participate in this ledger book, why would they validate other peoples transactions? The two questions are actually linked. For b), that's the whole genius of the system. The algorithm will, randomly, choose a person from time to time that has helped validate the transactions, and that person will be rewarded in the form of Bitcoin. This gives an incentive to all people to validate the transactions, thus keeping the network secure. For a), the reason is that to validate transactions, you have to check in the big ledger history book if all is fine, but you also have to resolve a very complex mathematical problem, which will cost a lot of money in energy. You can't "fake" helping the network because it would cost you a lot of money in solving this problems. The whole Bitcoin protocol allows us to get rid of the intermediary, in this case the bank. You can now send money from A to B over the internet, without passing through intermediaries, paying huge fees over transactions, and being depended on your bank being open on Sundays, or wanting to close your account. This is a very simple explanation of Bitcoin, and yes I know, it is much more complex than that. But it does the job in the first place. It's also interesting to explain that there is a fixed supply of Bitcoins that will ever be created, and thus that, as opposed to fiat money, you don't have inflation. On the contrary, you even have a kind of "deflation", so your bitcoins gain in value over time, because we know that there will only be a fixed amount ever, a bit like gold. Now, it's time to explain what Ethereum is. Basically, Ethereum was created about a year and a half ago. In the Bitcoin protocol, you can only store transactions in this big distributed ledger. You can only say: I want to send money from A to B. Ethereum is based on the exact same idea of a distributed ledger, working with the exact same principles as Bitcoin, except that you can store programming code, "smart contracts" as they are called, in the distributed ledger. This opens a whole new realm of possibilities. The code that has been stored is immutable -- as is the whole history of transactions in Bitcoin. Nobody can come and change code afterwards without the consensus of the majority of the people on the platform. This is huge, because it allows for different applications: you can store code that will for instance store money that is sent to it, until certain conditions are met, and will then sent it to someone else. A very simple example is the Etheroll (DICE) platform. You go on the website, you choose a number between 1 and 100, and you wagger that a randomly selected number will be lower than the one you chose. You send the transaction to a smart contract, that you can review for yourself to make sure that it is fair (because you KNOW that it won't be changed in the middle of the process). The smart contract receives your money, locks it up, randomly generates a number (which you have both agreed on as a fair source), and if it's higher than the number you chose, the money is sent to the house, otherwise, the money and your gains are sent back to you. In this case, the intermediary that we got rid of is the casino. Are you starting to see a pattern? Imagine any market in the world where intermediaries operate, take margins, control the whole system. With the idea of blockchain, and especially with smart contracts, you can bypass these intermediaries, because both parties can agree on the code that has been stored and can't be changed anymore. Ethereum is the platform that will allow all kinds of applications to be built "on top of it". As I explained before, to keep the network secure and functioning, you need people participating in the verification of the transactions. You need a large number of people to make it secure. Before Ethereum, every new blockchain project had to create their own distributed ledger, and make sure that people had it on their computers and helped verify the transactions. With Ethereum, projects can be built on top of the existing distributed ledger, and thus enjoy the security of the Ethereum platform itself. This is what makes Ethereum huge: it's like a new internet, but for all kinds of applications. It's the underlying, solid, brick wall, that allows new houses to be built easily on top of it, without having to worry about the tough part of building the foundations, and more importantly, maintaining them. So concretely, why can Ethereum and blockchain change the world? Well, imagine a world where you can have a service like AirBnb or Uber, without having a central company behind it taking huge chunks of the profit. Imagine if you can just treat directly from person to person, without always having to pass through intermediaries. The applications are endless: it's worth citing a few very powerful and interesting ones to further illustrate the point. Take Golem. Here is the idea behind Golem: imagine you have to compute a huge task on your computer. We are talking about tasks like rendering 3D movies, processes that can take a lot of time, for which you normally need specific, very expensive, very powerful computers. Currently, Pixar and Disney own those. When small, independent movie productions want to render such a movie, it will cost them a lot of money. Golem solves this issue in the following way: when you send a huge task, it is cut in thousands, hundreds of thousands of little tasks. Every single one of those small tasks is sent to a computer participating in the network. Every computer can compute such a little task very fast and easily -- you don't need a powerful computer to do it. Once a small task is completed, it it send back, and all the little pieces are put back together, and the final content is sent back to the original user. What are the advantages here? It is way, way cheaper, because you simply pay every person that helped solve a little task a little amount of money. It is faster, because all the tasks can be resolved at the same time and put back together. It allows people who will only need to compute huge tasks a couple of times to do it without having to buy expensive equipment specifically needed for it. These kinds of applications are completely new and weren't possible in such a way before. Blockchain makes things transparent: history is there for anyone to see and review, and people can't modify it. Censoring isn't an option. Decentralisation removes single points of failure and make applications more secure, often cheaper, faster, and more transparent. Now, the price discussion. Obviously the price of such a technology is going up massively. Currently, there is about 30billion$ in the whole Ethereum network. That may seem like a lot, but you have to put it in context and imagine that companies like Apple are worth about 30 times that -- alone. You obviously can't compare Apple, but it's just to illustrate a point. If the technology becomes what it intends to become, and the applications built on top of it (dApps as they are called) become successful, 30 billion is next to nothing. But it's important not to forget that all of this is code, software, and that issues are possible at all moments. Hundreds of extremely talented developers are working on it, but anything could happen anytime, and all of it could come down crashing if some kind of unexpected issue rises up. But as time passes by, this becomes less likely by the day. Blockchain can revolutionise the world as we know it, as we are used to it. This is what most people actually don't understand -- how massively it can help in giving some kind of power back to the regular people, at the bottom of the chain. Transactions can happen straight from person to person, services exchanged straight from person to person, without the need of the people in between, who are often the people making the most money. Ok, sorry for this extremely long post. Again, I repeat it: the goal was to give an explanation that I usually try to give when I'm asked about the technology and its importance. It is extremely, extremely, extremely simplified, and there probably even are a lot of factual mistakes in there -- feel free to point them out. The idea is just that I have realised that once people actually understand the power of the technology, even people who aren't very techy, they aren't that interested in the price anymore. When you understand that something can potentially change the world, the rest is less important. And if you can help even just one person realise it, it's a win for everyone!
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